Koa Blog

Much Love & More Enormous Thanks 💖

A gratitude letter from us to you! #customerserviceweek2022

October 3, 2022

Story Time With Koa | A House Agent Conned Me

One thing we can agree on is that the city has swindlers with endless tricks to relieve you of your money in a blink.

September 29, 2022

Dealing With Friends Who Owe You Money

If you have been in the Kenyan Twitter streets the first unsaid rule of loaning money to friends is often: don’t do it.

September 22, 2022

Debunking 5 Common Myths On Savings & Investments

If there's one thing the financial world will never run short on, it's suggestions but you’re bound to run into myths and misconceptions too.

September 8, 2022

Making Extra Cash To Start Your Side-Hustle x Ziada

They weren’t wrong when they said that If you want something badly enough, you’ll find a way to make it happen.

August 25, 2022

Do You Overspend? Here's How To Fix It

Your goal was to buy specific things on your shopping list but then you end up purchasing a lot more

August 18, 2022

Why Investing Early Is Important

The best thing you can do for yourself once you have a stable income is to invest your funds.

August 11, 2022

How To Escape Generational Poverty

Just like genetics, families that struggle seem to pass-down struggle & poverty from one generation to the other.

July 28, 2022

How To Help Your Employees Grow & Save Money

Gone are the days when companies provided employees with lifetime jobs followed by pensions that paid retirees a predictable and comfortable monthly check.

July 21, 2022

Overcoming 4 Common Challenges Faced by Entrepreneurs

Today, we want to, speak to the aspiring entrepreneurs, those of you who wanted to start businesses, are in the process of starting businesses, or have already started your own businesses.

July 14, 2022

How To Save Money With Rising Inflation 📈

If we had a shilling for every time we cried about this inflation, we would be billionaires and would not need to worry about inflation. But we are not, so here are some tips on how to combat this inflation.

July 7, 2022

Introducing Our 25-Week Savings Challenge

Save Ksh. 35,000 over the next 25 weeks and stand a chance to win up to Ksh. 15,000 in rewards to better prepare you for Njaanuary!

July 1, 2022

Plugging You With The Best Financial Literacy Content

Very little is taught about money in school, hence we all need to make an effort to invest in knowledge about money.

June 23, 2022

A Creative's Guide To Financial Literacy 📚

Understanding the link between money management and creative fulfillment is important to building a sustainable creative career, and this article is here to help you do just that.

June 16, 2022

How To Deal With Money Disorders

Mind over money! Take that statement to the bank, matter of fact, print it, and stick it on your wall, your fridge, or your vision board.

June 9, 2022

Symptoms of Money Disorders

Today's blog will dig deeper into the symptoms to identify if your financial behavior is a disorder. Grab your cup of tea or coffee or whatever makes your boat float, as this is about to get interesting.

June 2, 2022

Common Money Disorders

The fascinating and unfortunate thing about these money disorders is that they are more common than any of us would like to believe.You don’t agree? Keep calm and read the blog.

May 26, 2022

Generational Differences in Managing Personal Finances

There are major differences between every generation on financial habits and how they approach financial situations. This affects the market which then affects you as a consumer. Let's dissect these differences.

May 19, 2022

5 Easy Steps On How You Can Deal With Financial Stress

One thing about financial stress is we all go through it, Uhuru Kenyatta faces it, hell even Elon Musk goes through it. Here are some ways in which you can manage this stress.

May 12, 2022

Key Financial Lessons You Should Teach Your Kids

Ahead of this year’s Mother’s Day, we come bearing financial tips you can teach your kids or younger siblings so they learn financial independence at a young age.

May 5, 2022

How to Thrive in Tough Economic Situations

Whether you are a Gen Z or a boomer, from Nairobi or Nyeri, a business person, or an employee, the current economic climate has definitely impacted your finances. Watch our webinar for tips on how to salvage the situation!

April 28, 2022

Let's Talk About Black Tax

Black tax is the financial support young black career men/women are expected to extend to their families or beyond. One thing to have in mind is that you can support your family and loved ones financially but at some point, it may affect your financial growth.

April 21, 2022

Want To Have Fun On A Budget This Easter? We Got You!

Something about this Easter has got us reminiscing and is taking us back to two years ago when we were on lockdown. But look at us now, who would have thought? Here are ideas of what you can do this Easter without breaking your bank.

April 14, 2022

Key Financial Lessons You Can Learn From Ramadan

While fasting plays a huge role in the holy month, Ramadan is more than just Suhoor, Iftar, and Tarawih. Rather, it's an important time for action and change. Here are some valuable financial lessons that we can all learn from Ramadan.

April 7, 2022

How To Select The Right Investment For You

To make a solid investment plan, you first need to know why you are investing. Then you can figure out which options are most likely to get you there. If you want to invest right now, strategic planning can help.

March 31, 2022

5 Popular Investments For Any Age Or Income

Most young people cringe at the thought of investments as they assume they are meant for the wealthy, or for much older people. This could not be further from the truth. Here are some income-friendly investment options.

March 24, 2022

How To Be Financially Prepared For The Upcoming Elections

A few months from now life might be very different. Who knows. We are here to discuss the preparedness of your finances during the elections period. Whatever happens, we must be ready to face the situation.

March 17, 2022

4 Tips On How You Can Save Money On A Low Income

Saving money on a low income may seem impossible. But it is not! You're probably wondering, how can I save when I barely have enough to sustain myself monthly? Here's how!

March 10, 2022

The Smart Money Woman 💁🏽‍♀️

Over the years, women have claimed their financial independence and are now more financially literate. This International Women’s Month, here are some steps you need to take to be a “Smart Money Woman.”

March 3, 2022

6 Financial Red Flags To Look Out For In Your Relationship

Most of the time we overlook a lot in the name of love, but some things can be dangerous to overlook. Before the month of love clocks out, let’s discuss a few financial red flags in relationships that you should be aware of.

February 24, 2022

How to Protect Yourself from Online Scams

In the era of Tinder Swindler and constant messages from random numbers to M-PESA them, being vigilant online is critical. Scams are everywhere. Here are our tips on how to not fall victim to online scams.

February 10, 2022

How to Make Realistic Financial Goals

Picture your future life. Then think about what steps you are taking today that will help you get there. Transforming goals into reality needs work and deliberate action, and that all starts with making realistic goals.

February 3, 2022

How to Calculate your Personal Inflation Rate

While we lament about how the economy is suffering, it is also important to assess how this affects you. And the only way to do this is by assessing your spending habits and knowing your personal inflation rate.

January 27, 2022

How to Create a Rock Solid Budget in 5 Easy Steps

Read any article or blog post about savings or financial planning, the word ‘budget’ is mentioned in almost every one. But what is a budget? And how does one go about making one? Read on to find out!

January 20, 2022

How to Not Turn Your January into Njaanuary

It is that time of the year, the one we dread all year yet always forget to plan for. What if we told you that you can still salvage this month? Here’s how!

January 6, 2022

What are Money Personalities and Why Do You Need to Know Yours?

We all have a different relationship with money and sit at varying levels of being financially savvy. Are you an investor or a shopper? Read on to find out!

December 17, 2021

Join Our 12-Week Savings Challenge!

2022 is fast approaching and like most of us, we starting to plan our personal, professional as well as financial goals, which makes it the perfect time to get ready to crush your financial goals.

December 16, 2021

5 Ways to Remain Money-Smart on Payday

Your salary has kicked in and your phone has been buzzing non-stop with friends trying to make plans for the weekend. If you are counting your change at the end of every month, this guide is for you!

November 25, 2021

Webinar: Understanding Investment Stages & Risk Appetite

Join us for an interactive webinar where you will learn more about starting an investment journey. In this session, you will be clued in to how to evaluate your risk appetite and walk you through questions to ask yourself as an early investor.

September 7, 2021

Everything you need to know about an emergency fund

An emergency fund is money stashed away to help you in times of financial distress. It is a safety net you use to meet unanticipated expenses, such as an illness, major home, and car repairs, or even unemployment.

August 27, 2021

5 practical ways to start saving today

Why is it so easy for other people to save money without giving in to the temptations of spending their entire month’s salary on things that don’t really matter? Check out practical ways to stat saving today!

August 5, 2021

3 tips to help you set financial goals

Financial goals are savings, investment, or spending targets you hope to achieve over a set period. These goals help you visualize the future you want and are the first step to achieving that

July 12, 2021

Saving tips and tricks!

When it comes to saving money, building good habits is the most important and they will determine how much you can ultimately save. Here's how.

Making Money

5 Common Money Mistakes You Are Making Right Now!

Stop making these 5 common money mistakes and achieve financial independence and spend a happy life free of financial stress.‍

Golden Rules for a Safe Investment

If you are looking for the right way to invest, use these golden rules of investing to get started. The rules will ensure the safe investing of your funds and savings in the right place.

Understanding the difference between saving and investing

Building wealth via investments requires tough skin, boldness, and risk tolerance. Saving also requires discipline; learn their differences and how to maximize both.

Top 10 financial terms you need to know

In all facets of life, knowledge is power. This is also true for managing your personal finances. Understanding these terms will equip you with more knowledge to manage finances better.

How Does Your Money Grow on Koa?

At Koa, we want to see you win and achieve your financial goals faster by saving towards goals that matter to you and growing your money through high interest offered on your savings.