Make better money moves

You’re not bad at saving… it’s just never been this easy before.

Get Started

Start small, start seamlessly, start NOW

Take out the guesswork in savings: choose how much you want to save, over how long, and we’ll help you get there.

Jipange mdogo mdogo na Koa

We’ll walk the journey with you and improve your relationship with money. Our focus is to enable you to save on your terms.

At Koa, it’s all about YOU

Set personal saving goals that matter to you. You could save for an upcoming trip or save up for a big purchase

Let us do the hard work

We help you break down your goals and send you daily, weekly or monthly reminders to deposit into them.

We'll keep you accountable

We allow you to track the progress of your goal overtime and help you get back on track if you happen to stumble.

up to

10%

per annum

That’s how much you can earn just by leaving money in your Koa account. Stop playing and put your money to work work work work work.

With Koa, you can

Reach your financial targets faster with Koa
Use automatic savings to save at a consistent pace
Instantly see how long it will take for you to reach your goal
Draw closer towards paying off that debt, saving up for your your wedding or getting that new gadget

Don’t just take our word for it

Akinyi Debby

"I love that I can get started with as little as Ksh 100! Other providers need at least Ksh 500 or Ksh 1000 minimum balance."

Makena

"Koa iko poa sana! The savings reminders made it so easy to remember to top up! And I top up easily na Mpesa."

Chege

"Koa really helped me define my savings goals and put a number to my target. Now I'm working towards it."

Naserian

"A friend introduced me to Koa and it has been the best financial decision I’ve made in a very long time. So far, I’ve saved over 70% of my goal. Just amazing!"

Our trusted partners

With Koa, you can

Reach your financial targets faster with Koa
Use automatic savings to save at a consistent pace
Instantly see how long it will take for you to reach your goal
Draw closer towards paying off that debt, saving up for your your wedding or getting that new gadget

Sit back, relax. Your money is safe with us

We use bank-level security, 256-bit encryption.
All our partners are vetted and approved by regulatory authorities in Kenya.
We will never sell or share your private information with any 3rd party vendor without your consent.

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Download Koa from App Store or Google Play Store

Sit back, relax. Your money is safe with us

We use bank-level security, 256-bit encryption
All our partners are vetted and approved by regulatory authorities in Kenya
We will never sell or share your private information with any 3rd party vendor without your consent.

FAQs

Get quick answers to your questions. If you have more questions about Koa contact us through any of the channels below
How do I start saving on Koa?

Download the application, we will ask you a few questions on the app to verify your identity, and then you can create your first goal and start saving! It's really as easy as that! You can also watch this video to see how to set up your first goal.

What is the minimum deposit I can make on Koa?

You can deposit as little as Ksh 100. Top-up at any time!

Do I earn interest when I save on Koa?

Koa is here to help you save and grow your money so that you can reach your financial goals faster. Interest is earned and compounded daily. Your savings earn interest of up to 10% p.a which accrues daily on your balance. The interest amount is paid monthly (available from the beginning of every month).The interest amount will reflect in your Koa app.

How is Koa able to offer higher returns than traditional banks?

All saved funds are warehoused with and managed by BRITAM a leading asset management company in Kenya, registered and regulated by the Central Bank of Kenya and Capital Markets Authority, ensuring that your savings are extremely safe and guaranteed. A portion of the proceeds is then passed onto you as interests in your savings.

Britam Asset Managers is regulated by the Capital Markets Authority. The indicated rate of return is not guaranteed and past performance does not guarantee future investment performance. The indicative rate of return is not fixed and may, as such, vary from time to time depending on the investment period and prevailing economic, political or social circumstances.

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