na Koa?

You’re not bad at saving…
it’s just never been this easy before.
Save and grow your money with Koa today

Get Started

Don’t just take our word for it...

hear from our saving warriors

Faith Mwangi

Koa is a motivating and a user friendly app. I get to save money, keep track of it and gain interest. It is very advantageous since I can always check my money at any time. I am really happy to have found Koa.

Timothy Mulandi

For experienced savers and investors seeking to grow amounts to use for future expenditures or investments, then Koa is also for you as it allows for 'inflation insulated' growth for your money.Start saving with Koa today!

Jaber Tasha

I am so glad I started saving with Koa 😌…. Last year, at a time like this saving was the last thing on my mind and right now any money I get, the first thing I think of doing is depositing some to my koa account. Plus I love the fact that the money earns interest 👌🏽👌🏽

Zena Camila

User Interface is easy to use and navigate. User experience when saving is smooth. Customer service is great as well.Best quick saving app out of all my apps.

Jipange mdogo mdogo na Koa!

Save on your own terms

Customize your savings

At Koa, it’s all about YOU. Make your savings fit your needs.

Earn up to 10%* interest!

Save transparently and watch your money grow daily with an interest rate of up to 10%* per annum!

Sign up in 2 minutes

Start saving money from the comfort of your phone - no queues, no paperwork.

Earn while you save

With our referral program you can share Koa with your friends and/or family, and make money by doing so! Or Save2Win.

Save as a group

coming soon

Saving together? Give everyone transparency and control with Koa Group Savings.

Lock your savings

coming soon

Resist the temptation to spend your savings and earn higher interest rates with our Locked Savings feature.

At Koa, it’s all about YOU

Customize your savings plan to fit
your needs with our range of
products and services.

Grow your money transparently

Earn an interest rate of up to 10%* per annum on your savings.

Save in 30 seconds

Save money from the comfort of your phone.

Save as a group

coming soon

See your money grow daily

Lock your savings

coming soon

Resist the temptation to spend your savings with our Locked Savings and Vault products!
*Terms & Conditions apply

How does it work?

Find out!

Sit back, relax. Your money is safe with us

We use bank-level security, with 256-bit encryption
All our partners are vetted and approved by regulatory authorities in Kenya
We will never sell or share your private information with any 3rd party vendor without your consent

Our trusted partners

Finance can be intimidating, we make it simple!

At Koa we also provide helpful tips and tricks to help you advance in your financial journey.