Download the application, we will ask you a few questions on the app to verify your identity, and then you can create your first goal and start saving! It's really as easy as that! You can also watch this video to see how to set up your first goal.

You can deposit as little as Ksh 100. Top-up at any time!

Koa is here to help you save and grow your money so that you can reach your financial goals faster. Interest is earned and compounded daily. Your savings earn interest of up to 10% p.a which accrues daily on your balance. The interest amount is paid monthly (available from the beginning of every month).The interest amount will reflect in your Koa app.

All saved funds are warehoused with and managed by BRITAM a leading asset management company in Kenya, registered and regulated by the Central Bank of Kenya and Capital Markets Authority, ensuring that your savings are extremely safe and guaranteed. A portion of the proceeds is then passed onto you as interests in your savings.

Britam Asset Managers is regulated by the Capital Markets Authority. The indicated rate of return is not guaranteed and past performance does not guarantee future investment performance. The indicative rate of return is not fixed and may, as such, vary from time to time depending on the investment period and prevailing economic, political or social circumstances.