Our Vision

Connect millions of customers to the financial markets across Sub-Saharan Africa and facilitate their journey to financial freedom.

Get Started

Our Vision

Connect millions of customers to the financial markets across Sub-Saharan Africa and facilitate their journey to financial freedom.

Get Started

Koa is a digital savings companion for Kenyans to grow their money...

regardless of where they are in their financial journey. We make it easy to start saving instantly—and stick with it—through personalized, goal-based targets that put our customers on a clear and visible path toward financial freedom.

We are also equally passionate about nurturing financial literacy among our customers by providing them with advice and tips on how they can make better financial decisions to facilitate their journey to financial freedom.

Our Story

Savings has been the backbone of Financial Services across Africa for decades. Whether you’re in a rural community or an urban city, everyone has their own version of a savings group, both formal and informal. Yet, this is also where we saw the biggest gap.

Without fail, every customer we spoke to shared their discontent and frustration with available savings solutions in the market - too expensive, too much fraud, too manual, and too bureaucratic. We decided this was an opportunity we needed to address.

And so, Koa was born. With the sole intention of giving young people control over their financial future and realizing their money goals by providing access to digital financial services that are transparent, flexible, and affordable.

Our Impact

2020

The year it all began

39k+

Trusted users

KES 33m+

Assets under management

How can you grow your money on Koa?

Goal-Based Savings

Have something specific you are saving towards? This is the best option for you! New phone, school fees, or an emergency fund- set up the goals that you are saving for and deposit into them as per your savings plan to reach your dreams!

Quick Save

Don’t have a specific goal in mind but want to grow your money? Not a problem! Deposit into our Quick Save account in less than 30 seconds and watch your money grow over time.

Start saving today 💰